Oh, I am so excited to share this with you! If you think you’ve had good banana bread, just wait until you try this Chocolate Chip Banana Bread. Seriously, forget those dry, crumbly loaves you’ve been settling for. This one is the real deal—it’s guaranteed to be the Super Moist Banana Bread Recipe you’ve been searching for. My children always request the slices with the most chocolate chips, and watching their excitement as it comes out of the oven makes this recipe one of my favorites to bake for them.

I’ve spent years perfecting quick breads, and I’m Grace Williams, a contributor here at Recipes by Betty, which means I live and breathe testing recipes until they are absolutely perfect. This isn’t just any Banana Loaf; it’s rich, perfectly spiced, and absolutely loaded with those gorgeous puddles of melted chocolate. Trust me, once you master this ratio, you’ll never look back!
Why This Chocolate Chip Banana Bread is the Best Ever Banana Bread
I know, I know, everyone claims they have the “Best Ever Banana Bread Recipe,” but hear me out on this one. This recipe is a showstopper, truly earning the title of Super Moist Banana Bread Recipe because I cracked the code on ratios. It’s not just the bananas; it’s how we combine the wet and dry ingredients.
We walk that perfect tightrope between dense and fluffy. I promise you that following the instructions—especially *not* overmixing—is why you get that incredible texture every single time. It’s rich, it’s satisfying, and it’s unbelievably easy for a weeknight bake. You can check out my deep dive on bread moisture secrets over here if you’re curious about the science behind it all: the secret to moist bread.
- It’s incredibly kid-approved—the chocolate element guarantees success!
- The mixing method keeps the crumb unbelievably tender.
- It freezes beautifully, which is perfect for busy mornings.
Achieving the Perfect Banana Bread Aesthetic
Oh, the look of it fresh from the oven! That’s the Banana Bread Aesthetic everyone talks about. When you slice into it, you want those beautiful pockets of dark, melted chocolate chips peeking out against the golden crumb. I always reserve a small handful of chips and gently press them right onto the top of the batter before it goes into the oven. They bake up beautifully and give you that perfect visual cue that you are about to eat something wonderful.
Essential Ingredients for Chocolate Chip Banana Bread
Okay, let’s talk about what goes into making this incredible Chocolate Chip Banana Bread. This recipe is fantastic because it relies on pantry staples, but the quantities really matter here. You want that perfect balance so it stays moist and doesn’t fall apart. Trust me, the bananas have to be right—truly, the spotter they are, the better this bread turns out. We aren’t making subtle banana bread; we are making a deeply flavored, sweet quick bread perfect for those Ripe Banana Recipes.
Here’s what you need for the batter itself. Remember, accuracy in measuring the flour is key to avoiding a dry loaf!
Banana Bread Batter:
- 3 ripe bananas, mashed
- 120g butter
- 150g sugar
- 2 eggs
- 1 tsp vanilla extract
- 190g all-purpose flour
- 1 tsp baking soda
Mix-ins:
- 150g chocolate chips
Ingredient Notes and Substitutions for Your Banana Loaf
You asked about substitutions, and I have a few thoughts! First, the butter—use the 120g of softened butter as listed. Creaming it properly with the sugar sets the foundation for a lovely texture in your Banana Loaf.
Now, for the sugar. While the recipe calls for white sugar, if you prefer a deeper, almost caramel note (think a slight nod to brown butter!), you can replace up to half of that white sugar with packed light brown sugar. It gives such a lovely hue! Also, if you are out of all-purpose flour, you can usually get away with swapping in cup-for-cup with a 1:1 gluten-free blend, but I find the texture isn’t quite as tender.
And please, don’t skimp on the vanilla; it really helps boost the banana flavor!
Step-by-Step Instructions for Super Moist Banana Bread Recipe
You’re going to see just how simple it is to get that amazingly moist texture we talked about! The key here is respecting the mixing order. We are building this batter in stages, so please don’t just dump everything in at once—that leads to tears and tough bread, and we want none of that!
First, get your wet team assembled. In one bowl, mix up those mashed bananas, the softened butter, sugar, eggs, and vanilla extract until they are smoothly incorporated. It should look creamy and inviting. Once that’s happy, we move on to the dry guys.
Now, the crucial part for preventing a dense loaf or one that feels like chewing on rubber: the flour and baking soda. Gently add your flour and baking soda to the wet ingredients. This is where you need to put down the electric mixer and pick up a spatula. Mix only until the streaks of flour *just* disappear. I mean it! If you see some flour peeking out, that’s probably okay. Overmixing develops gluten, and we want tender crumb here, not chewy bread. You can read more about avoiding overmixing right here: the secret to moist bread.
Finally, gently fold in those delicious 150g of chocolate chips. You want them distributed but don’t knock all the air out of the batter you just worked so hard to keep in there!
Pour that beautiful mixture into your greased loaf pan. It should fill it nicely, making for a perfect slice height.

Baking Time and Temperature for Chocolate Chip Banana Bread
Preheat your oven to 175°C (350°F) before you even start mixing—getting that consistency right is just as important as mixing time! You’ll bake this for about 55 to 60 minutes. When you think it’s done, pull it out and test it. Insert a wooden skewer or toothpick right into the center. We are looking for “moist crumbs” clinging to the toothpick, not wet batter. If it comes out totally clean and dry, you might have waited just a moment too long, but moist crumbs are always my happy place for this Chocolate Chip Banana Bread.
Tips for Success Making Chocolate Chip Banana Bread
We’ve covered the basics, but to truly take this quick bread from “great” to “legendary,” you need a few insider tricks. These are the things I learned after making literally hundreds of loaves, trying to chase that perfect moist crumb every single time. These little steps make such a huge difference in the final result!
One of the biggest pitfalls I see people fall into is how they measure their flour. If you scoop the flour directly out of the bag with your measuring cup? Oops! You are probably packing way too much in there, which is a guaranteed ticket to a dense, dry loaf, even with all those bananas. Instead, use a spoon to lightly fluff up the flour in its container, then gently spoon it into your 190g measurement. It keeps the texture spot on.
Next up: Bananas. I stressed using really ripe ones earlier, but let me give you a pro tip for intense flavor. If your bananas are only slightly speckled, try microwaving them for about 30 seconds! It softens them up beautifully and really boosts that sweet banana flavor, making your Chocolate Chip Banana Bread taste like it sat on the counter for three days ripening perfectly.
If you are worried about your loaf sinking in the middle—this happens when the outside sets before the inside has time to cook—try this: After the first 30 minutes of baking, gently take the loaf out, and using a very thin knife, quickly score a shallow line down the center lengthwise. This allows steam to escape evenly from the top. Don’t worry, the exterior damage heals itself during baking, and it really helps the center cook through without deflating! For more insights on keeping things moist, you can look at my tips for preventing pumpkin bread from drying out, as the principles overlap!
Finally, let it rest! Resist the urge to slice into this loaf the second it comes out of the oven. If you cut it right away, all that steam rushes out, and you lose moisture fast. Let it cool in the pan for about 15 minutes before attempting to turn it out onto a wire rack. That resting period sets the crumb structure just right.
Serving Suggestions for This Breakfast Bread
Now that you have this unbelievably moist loaf, the next joy is deciding how to eat it! This is the ultimate Breakfast Bread, isn’t it? If you’re serving it right out of the oven—and I won’t judge you if you sneak a slice while it’s still warm—a simple smear of good, salted butter is non-negotiable. That warm butter melting into the chocolate chips? Heaven.
But it’s also fantastic the next day, slightly cooled. If you’re feeling fancy, a thin layer of cream cheese is amazing. Or, if you want to dress it up a little more, you can whip up a super quick powdered sugar glaze. Honestly, the best way to enjoy it is whatever mood strikes you, but it’s perfect alongside your morning coffee. You can see some other great ways to kick off your morning right over at our collection of breakfast recipes!
Storage and Reheating Instructions for Chocolate Chip Banana Bread
The great news about this Chocolate Chip Banana Bread is that it actually tastes even better the next day! Because we used such a great ratio of wet ingredients, it stays soft for days. At room temperature, sealed tightly in plastic wrap or an airtight container, it easily lasts for three or four days. Don’t worry about it drying out too fast!
If you think you won’t finish it that fast, just wrap individual slices tightly and pop them in the fridge for up to a week. Reheating is simple magic: Take a slice and zap it in the microwave for about 10 to 15 seconds. That little bit of warmth brings those chocolate chips right back to that melty, gooey state you love so much!
Frequently Asked Questions About Chocolate Chip Banana Bread
I always get tons of questions after sharing this recipe, especially from folks trying to achieve the ultimate Best Banana Bread Recipe Moist result! Trying to nail that texture or swap an ingredient can feel tricky, but don’t sweat it. Here are the things I hear most often when people are baking this loaf.
What kind of bananas are best for Chocolate Chip Banana Bread?
This is probably question number one! You absolutely need the mushiest, blackest ones you can find. If your bananas are yellow with just a few brown spots, that’s not enough sweetness or moisture for a truly wonderful Chocolate Chip Banana Bread. I look for bananas that are totally covered in black spots, almost looking like they should be thrown out. Those are the ones packed with sugar, and they liquefy beautifully into the batter, guaranteeing that moist result.
Can I make this a Brown Butter Banana Bread variation?
Oh, yes, you totally can! If you want to kick the flavor up a notch, turning this into a Brown Butter Banana Bread is a fantastic idea. Instead of just melting the 120g of butter, melt it slowly in a light-colored pan over medium heat. Keep swirling until the milk solids turn a rich, nutty brown color and it smells incredible—like caramel! Just let it cool down slightly (you don’t want scrambled eggs!) before creaming it with the sugar. It adds such a deep, complex flavor that perfectly complements the chocolate chips. It’s a simple change that makes a big impact!

If you want to dive deeper into making sure your fats are working their best in any recipe, you should definitely check out my post on the secret to moist bread; it ties right in with how the brown butter interacts with the sugar.
Also, a lot of people ask about making this a Cinnamon Banana Bread. Easy fix! Just add 1 teaspoon of ground cinnamon right in with your flour and baking soda. It warms up the whole loaf beautifully!
Understanding the Nutritional Data for This Chocolate Chip Banana Bread
Now, I totally understand that sometimes we want to know the numbers behind the indulgence! While I’m focused on making sure this Chocolate Chip Banana Bread tastes amazing and is super moist, I can certainly give you a general idea of what’s in a slice. Remember, since we are using different sizes of bananas, different brands of chocolate chips, and so on, these figures are just estimates based on standard ingredient calculations for 8 satisfying slices.
This isn’t meant to be a *Healthy Banana Bread Recipe*, I’ll tell you that right now—it’s a treat! But knowing where you stand helps when you’re trying to fit in a little sweetness during the week.
Here are the rough estimates per serving (1 slice):
- Calories: Approximately 320-350 kcal
- Fat: Around 16g
- Protein: About 4g
- Carbohydrates: Roughly 45g
This information really highlights why this makes such a substantial Breakfast Bread! Since this loaf is so rich and full of flavor, a single slice really hits the spot and keeps you going until lunch. If you are aiming for a lighter option, you could always try substituting some of the butter with applesauce, but honest truth? It won’t give you that amazing texture we work so hard for in this recipe!
Share Your Best Banana Bread Recipe Moist Creations
Well, that’s it! We’ve gone through every step, from mashing those perfect, spotty bananas to folding in every last chocolate chip for this ultimate Chocolate Chip Banana Bread. I truly hope you give this recipe a try because it brings so much joy to my kitchen, and I have a feeling it will bring joy to yours too!
Now I really, really want to know what you thought! Did it turn out as moist as you hoped? Did your kids fight over the end pieces? Baking is always better when we can share the results, so please, don’t be shy!
Take a minute and leave a rating right down below—five stars if you loved it, of course! And if you snapped a picture of your beautiful Banana Loaf cooling on the rack, I would be absolutely thrilled if you shared it with me. You can always send me a quick message or photo using the contact page here: Contact Me! I love seeing how my family recipes travel into your homes. Happy baking, everyone!
Chocolate Chip Banana Bread
Equipment
- Loaf pan
- Mixing Bowls
Ingredients
Banana Bread Batter
- 3 ripe bananas mashed
- 120 g butter
- 150 g sugar
- 2 eggs
- 1 tsp vanilla extract
- 190 g all-purpose flour
- 1 tsp baking soda
Mix-ins
- 150 g chocolate chips
Instructions
- Mix the mashed bananas, butter, sugar, eggs, and vanilla extract together in a bowl.
- Add the flour and baking soda to the wet ingredients. Mix until just combined.
- Gently fold in the chocolate chips.
- Pour the batter into a greased loaf pan.
- Bake at 175°C (350°F) for 55 to 60 minutes, or until a toothpick inserted into the center comes out clean.

